Homeowner Essentials When Buying a Home in Florida

Homeowner Essentials When Buying a Home in Florida

If you’re thinking about buying a home in Florida, you’re probably imagining sunny weather, palm trees, beaches, and endless opportunities to enjoy the great outdoors. While all of that is certainly true, there are also a few practical considerations that new Florida homeowners should keep in mind. From essential items to add to your home to navigating homeowners insurance in Florida, this guide will walk you through what you need to know.

Our Brief Guide to Florida Homeowner Must-Haves

Florida has a unique climate and environment that calls for specific homeowner must-haves. Whether you’re looking for new homes in Orlando or exploring homes for sale in St. Cloud, FL, preparing your home for Florida living will help ensure comfort, safety, and enjoyment in your new space.

Here are some key items that should be on your list as you settle into your new home in the Sunshine State:

1. Hurricane Preparedness Supplies

Florida is no stranger to hurricanes, so having an emergency kit and hurricane supplies is essential. Stock up on items such as non-perishable food, bottled water, batteries, flashlights, and a first-aid kit. Make sure to have a generator in case of power outages. This will ensure your food stays cold in the fridge and your phone is charged for updates or to reach family and friends. You’ll also want to consider installing hurricane shutters or impact-resistant windows to protect your home from storm damage.

2. Dehumidifiers

Florida’s humidity can be a challenge, especially during the summer months. A good dehumidifier can help reduce moisture levels and the potential of allergens in your home, preventing mold growth and improving indoor air quality. The ideal indoor humidity level for comfort is between 30% and 50%. Whether a whole house or a portable one, a dehumidifier is a must-have for maintaining a comfortable living environment year-round.

3. Air Conditioning System

A reliable air conditioning system is important for nearly every homeowner, but especially Florida homeowners. Florida's heat and humidity make air conditioning more of a necessity than a luxury. Make sure your AC system is in top condition, and consider regular maintenance to keep it running smoothly.

4. Toolkit Essentials

A well-stocked toolkit is a must for any Florida homeowner. Basic tools like screwdrivers, a hammer, pliers, and a cordless drill will help with quick fixes and minor repairs. Don’t forget a tape measure, level, utility knife, and durable duct tape for DIY projects and general decorating. Having these essentials on hand ensures you’re always ready to tackle maintenance projects around the home.

5. Pest Control Solutions

Florida’s tropical climate is also home to a variety of pests, including mosquitoes, cockroaches, ants, and termites. Having pest control measures in place, like insect repellent, screens for windows and doors, and termite prevention treatments, will help keep your home pest-free.


Info About Insurance in Florida

Another important consideration when moving to Florida is securing homeowners insurance. Given the state's exposure to natural disasters such as hurricanes, insurance plays a crucial role in protecting your investment. However, home insurance in Florida can be a bit different from what you may be used to if you're relocating from another state.

The Cost of Homeowners Insurance

Homeowners insurance in Florida tends to be more expensive than in other parts of the country due to the higher risk of weather-related damage. The cost of homeowners insurance can vary depending on factors like the age of the home, its location, the type of home, and the type of coverage you choose. Homes in coastal areas or those older than 10 years tend to have higher premiums.

Discounts & Savings

To save on your home insurance in Florida, consider taking advantage of available discounts. Many insurance companies offer discounts for homes that have hurricane-resistant features like impact-resistant windows, reinforced roofs, and hurricane shutters. Installing a monitored security system may also help reduce your premiums.

It’s also important to shop around and compare quotes from different providers. Each insurance company has its own way of assessing risk and may offer different discounts, so prices can vary significantly.


Browse Our Communities

If you’re on the lookout for new homes in Orlando or the surrounding areas, Craft Homes offers a variety of beautiful communities designed to fit your ideal Florida lifestyle. From a vibrant neighborhood in Orlando to a peaceful setting in St. Cloud, there’s something for everyone.

Laureate Park at Lake Nona

Located in the heart of Lake Nona, Laureate Park is an ideal community for families, young professionals, and anyone looking for a high-tech, health-centric lifestyle. With single-family homes and a wide range of amenities, Laureate Park is where health, technology, and community come together to create a vibrant, connected lifestyle.

Weslyn Park at Sunbridge

For those looking for homes for sale in St. Cloud, FL, Weslyn Park offers a charming setting with access to everything Central Florida has to offer. St. Cloud combines small-town charm with proximity to Orlando, making it an excellent place to settle down. Weslyn Park features luxurious maintenance-free townhomes and newly designed single-family homes, perfect for growing families or those looking to retire in comfort. 

These communities reflect the best Craft Homes’ thoughtfully designed floor plans, energy-efficient features, and top-quality craftsmanship.


Connect with Craft Homes: The Best Home Builders in Orlando & St. Cloud!

At Craft Homes, we’re proud to be one of the top home builders in Orlando and St. Cloud. Our commitment to quality and innovation ensures that every home we build meets the highest standards. When you’re ready to relocate to Florida and find the perfect new home, we’re here to help you every step of the way. Contact us today to learn about our available homes and schedule a tour of our communities. Don’t wait, your Florida dream home is just a call or click away!

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